Sunday, February 28, 2010

Personal Financial Journey

This blog was started as a joke by one of my crazy friends and for what it was worth, faithfully maintained throughout my undergrad days. For that, thanks kks! (btw, how do I reinstate the chatterbox?) However, henceforth this space shall serve a serious purpose for me. From now on, it will track my personal financial journey, for better or for worse, and will be a reminder of my investment efforts, whether in the stock market or otherwise.

Firstly, to bring my portfolio up to date:

  • 30 July 2008
    I graduated in 2008 and my first job began on 1 Aug 08. One of the first financial instruments I set up was an ILP with Manulife, with regular monthly premiums going into a China equity fund and a Singapore equity fund.
  • 16, 17 Oct 2008
    Opened AUD and NZD fixed deposits respectively with OCBC under two names: my brother and I. Bought AUD at 1.0602 and NZD at 0.9208 with auto-renewal every 3 months.
  • 7 Jan 2009
    Did a top up of my ILP China and Singapore funds
  • 11 May 2009
    Did a top up of my ILP and bought into GEMs and India equity funds
  • 6 - 24 July 2009
    Opened a trading account with DBSV, using ibanking cash upfront account for cheaper brokerage fees of $18 per transaction. My first trade was Golden Agri, bought at $0.33 and sold at $0.375
  • 28 Aug 2009
    Collected dividends from Cambridge and FCT
  • 2 - 9 Oct 2009
    Bought Straits Asia at $2.03 and sold at $2.07 after the loading facility collapsed due to heavy rain (must thank Bernie for alerting me to this news, otherwise I would have been mong cha cha about the sudden share price plunge the following day)
  • 15 July - 14 Oct 2009
    Bought Cambridge at $0.375 and sold at $0.45
  • 26 Nov, 14 Dec 2009
    Collected dividends from FCT, Suntec and PLife
  • 2, 15 Dec 2009
    Did a fund transfer of all my existing ILP funds into a single Asia equity fund and then a partial surrender to lock in my profits from the two top ups earlier in the year. Also, switched the allocation for all my monthly premiums to the same Asia fund
  • 24 Dec 2009
    Received advanced distribution from Mapletree due to private share placement
  • 20 Jan 2010
    Received advanced distribution from Suntec due to private share placement
  • 10 Nov 2009 - 10 Feb 2010
    Bought Mapletree at $0.705 and sold at $0.785
  • 26 Feb 2010
    Collected dividends from FCT, Suntec, PLife, Mapletree and Starhill
Will review my current portfolio after every quarter, first one due on this blog after 31 Mar.